Comments on: What’s the Points?

By: Gary

Gary — Fri, 20 Nov 2009 20:22:33 +0000

I’ve made many calculations over many years, and the best deal by far is the President’s Choice Mastercard. No fee, 1% back on free groceries. Anyone can spend real money at a Loblaws or any of their stores. Instant redeeming, just tell the cashier to use your accumulated cash.
I use it for business expenses as well, and have been accumulating $40 of free groceries on average every month.

By: Mike

Mike — Fri, 20 Nov 2009 14:26:49 +0000

I just got RBC to wave the $120 fee on my Avion card, and have heard that CIBC will do it as well for their Aeroplan card. When your annual fee comes up, all you have to do is call and tell them to reverse it. They will say they can’t, then you tell them that you will close your account if they don’t and take your business to the competition because you know they will wave fees. The worst that can happen is they call your bluff.

And what did I do with my new found $120? Blew it on dinner of course.

By: Dave Lester

Dave Lester — Thu, 19 Nov 2009 16:28:59 +0000

If you can keep from spending that extra 20% on your card like 99% of us and get benefits — then swipe away girl!

By: Sachi

Sachi — Thu, 19 Nov 2009 15:29:57 +0000

HEY Dave. I make money every time a Credit Card or Bank Card is swiped (or “dipped” if it is a chip card). So …..GO Plastic! Plus, cash carries viruses while I can Javex my plastic every night

FYI – you should look into the Capital One Mastercard. No annual fee. Redemption is full value, based on dollar amount. I have this card – it’s the best.

Love the blog though. I will be an avid fan!

xoxo

By: Paula

Paula — Wed, 18 Nov 2009 23:33:47 +0000

love the blog dave! very good advice and i look forward to learning more! xoxo, p