Hi cash back lovers,
Ken messaged me to tell me about a new Capital One Aspire World MasterCard. Here is how it would turn out based on my monthly spending as per below. Thanks Ken!
It has a one time bonus of $100 once you make a first purchase. I didn’t include any of the first time “deals” in my calculations because they are a one time hit and I’m looking for a card that will keep paying me back based on my spend for the long haul. I’m all about long term relationships. 
MY MONTHLY SPEND
Groceries/Pharmacies $500
Fuel $200
Utilities/Insurance $200
Mobile Phone/Internet $100
Miscellaneous $1500
Total Spend of $2,500 on the card a month
Capital One Aspire World MasterCard: Total cash back $450 a year
1% cash back on everything
.5% anniversary bonus based based on you total spend
You don’t have to worry about gas, grocery or pharmacy spending!
No annual Fee
You can redeem when ever you want. No minimum or maximum and they’ll credit it to your card or send you a cheque. Very flexible those vikings are at Capital One.
Based on my spending the #1 cash back card is Scotia Momentum with $489, #2 is MBNA Smart Cash with $468 and the new third is Capital One Aspire World MC with $450!
Have an awesome week,
Dave
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